"Your Shortcut to Fast Financial Relief!" Get the Funds You Need in 30 Minutes!"

Apply now and get approved fast—no stress, no waiting.

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On the Same Day

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What they Say

My credit card bills were out of control. Their personal loan helped me pay everything off and reduce my financial burden immediately.

Azlina Mat Nor Finance Clerk

I was impressed with how easy it was to apply. I didn’t have to leave the house or queue anywhere. Got approval by the same evening.

Nabil Zainuddin Digital Marketer

I submitted my documents during lunch break, and by the time I finished work, the money was in my account. Efficient and reliable!

Shalini Devi Call Centre Agent

I had trouble with my CTOS record before. Their loan gave me a second chance, and now I’m on my way to better financial health.

Muhammad Hafeez Logistics Coordinator

They treated me with respect, explained everything in detail, and offered terms I could actually manage. No pressure, just real help.

Joanna Lim Kindergarten Teacher

Why Choose LOANGURU Over Bank Or Illegal Loan?

Feature LOANGURU Bank Illegal Loan

Approval Speed

Fast, usually 24-48 hours

Longer, with more documents
Immediate, uses illegal way

Qualification Criteria 

Flexible, allows lower credit scores
Strict, high credit scores needed
No formal check, but dangerous enforcement

Interest Rates 

Competitive rates with transparent fee structure
Lower rates but may have hidden fees
Extremely high, leads to debt traps

Loan Amounts

Small or large loans, flexible terms
Limited short-term options, high minimum amounts
Small loans, short repayment, high interest

Hidden Fees 

none, clear costs
May have processing or prepayment fees
Many hidden costs with threats for late payments

Safety and Legality 

Fully licensed, legally protected
Regulated
Illegal, using threats and violence

About Us

“Your Trusted Financial Company In KL & Selangor"

"We provide quick, simple, and transparent loan solutions tailored to your short-term financial needs. Our hassle-free application process ensures rapid access to funds with no hidden fees or complicated paperwork, helping you manage unexpected costs with ease."

Do You Have This Problem?

  • Lack of Savings

    Without enough savings, it's hard to handle emergencies or plan long-term.

  • High Cost of Living

    Increasing living expenses prevent saving for important milestones like homeownership or education.

  • Blacklisted/ CTOS/AKPK

    Being blacklisted  makes it very difficult to get loans or financial help from traditional sources.

  • Emergency Expenses

    Sudden expenses, like medical bills or car repairs, drain resources needed for future goals.

The Answer You Need

Our Service

Personal Loan

Struggling on your financial security? Our loan packages offer special low-interest rates, easy payment options, and flexible schemes suit your needs. Our personal loans have high approval rate of 99%

Debt Consolidate

Enjoy lower interest and added payment flexibility with a collateralized loan. Contact our consultants to see if your valuable item/asset is qualified to be charged to your loan. Get your free consultation

Balance Transfer

Have multiple debts and hard to manage all the payments? Our balance transfer service allows you to transfer your debt from other third party creditors and combine your debt under one umbrella

Why We Are The Best

Satisfied Customers
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Approval Rate
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Years of Experience
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Frequently Asked Questions (FAQ)

We offer fast approval within 30 mins of your application, provided that all required documents are submitted correctly.

"Get the Funds You Need for Unexpected Bills"

General loan information: Annual interest rate is between 12% to 18%*. Loan term is between 90 days to 24 months. For example, a loan of RM1,000 for a term of 1 year with a monthly interest rate of 1.5%, will incur a total repayment value of RM1,180. No associated fees. **This information is meant to illustrate general loan terms offered by companies in Malaysia.T&C apply.

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